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Our expert hosts, 11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold? *This week's guests include:* * Kiaan Pillay, CEO & Co-Founder at Stitch * Andrew Escobar, former Director of Open Finance at MX in Canada *About this episode* Open banking allows financial institutions to share data and have a more globalised, connected banking system. It enables customers to share personal financial information securely, which can broaden the products and services available to them. For example, personal finance apps help individuals to manage their finances, track spending habits, save and access other financial services, all from one place. Lenders can better evaluate the borrowing power of applicants if they can access their credit history from other FS providers too. And have you ever sent a payment to someone without needing to manually input your bank details? All of this is possible with open banking. So in today’s podcast we are going to take a look at the countries with an established open banking framework, those in the process of creating the regulation for it, and those who are slipping behind, and really understand the current state of open banking around the world today. --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to *subscribe* and *please leave a review* Follow us on *Twitter**: @fintechinsiders where you can ask the hosts questions, or **email* [email protected]! -- For more, SUBSCRIBE to the 11:FS YouTube channel here: http://bit.ly/YouTubeSub11FS Connect with 11:FS: Website: https://11fs.com/ Twitter: / 11fs LinkedIn: / 11-fs Instagram: / 11fsteam TikTok: / fintechinsider Podcasts: https://11fs.com/podcasts Content hub: https://11fs.com/content