Скачать с ютуб Basic questions about Insurance that you were too embarrassed to ask в хорошем качестве

Basic questions about Insurance that you were too embarrassed to ask

Having adequate health and life insurance for yourself and your family is the most important financial investment you can make. Most Indians are just one serious incident away from financial ruin. The problem with insurance today is that there's rampant misselling, too much choice, complexity, and, not to mention, annoying spam. This is why we partnered with Ditto ‪@dittoinsurance‬ by ‪@finshotstv‬ to make insurance simple and transparent for Indians. Over the years, whenever we asked people what aspect of their personal finances they struggled with the most, the common answer was insurance. So we decided to do an Ask Me Anything session with Shrehith Karkera, co-founder of Ditto Insurance. We collected the most common answers from people, and in this video, Shrehith answers them in detail. With Ditto, you can get advice on insurance based on your needs without any misselling or spam. Visit https://joinditto.in to book a call with an insurance advisor. 00:00 Introduction 04:48 What is insurance? 05:48 Why do I need insurance? 13:16 Problem with most of the insurance policies 19:55 Term Insurance = Financial replica of yourself 23:11 Term or Health insurance - Which one to buy? 28:07 Tax benefits of insurance 29:18 Buying a Term insurance 37:55 Can I increase my coverage amount? 42:40 Buying a Health insurance 48:14 Is corporate insurance enough? 51:33 Super top-up policy 57:04 How to ensure your claims are not rejected 01:01:00 Insurance for freelancers 01:02:46 Mis-selling 01:13:33 Mixing insurance and investments 01:26:21 Checklist for buying a policy 01:34:08 Reasons behind claim rejections 01:45:03 Reasonable & Customary clause 01:49:09 Zero-cost term insurance? 01:51:19 Is diabetes covered? 01:54:57 Is mental health covered? 01:56:32 Are maternity costs covered? 01:59:28 Can I buy insurance after a serious condition? 02:01:37 Can smokers get insurance? 02:05:04 Key takeaways