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Are conventional mortgages halal if there’s no alternative?

We get asked about Islamic mortgages a fair amount, but with recent market turmoil and high interest rates, Islamic banks have taken a step back. So what does a muslim looking to get on the property ladder do? Does the one-house fatwa by Sh Yusuf Al-Qaradawi permitting one mortgage out of necessity still apply? In this video, we share our view. Invest with us at Cur8 Capital: https://cur8.capital/ Remember, with investing, your capital is at risk. This is not financial advice. If in doubt, always talk to a financial advisor. -------- 💌 Sign up to our email newsletter - https://www.islamicfinanceguru.com/su... 🌍 Our website - https://www.islamicfinanceguru.com -------- TIMESTAMPS 00:00 - Sh Yusuf Al-Qaradawi's Famous Mortgage Fatwa 00:15 - IFG's historic view 00:31 - IFG U-Turn? 01:15 - Are conventional mortgages an option? 01:49 - Has the situation changed? 03:21 - Ibrahim's personal view -------- Who are we: We are two Oxford grads who have studied Islamic finance both at uni and classically for over 6 years. We quit our corporate law jobs to go full-time on IFG in 2020. We are on a mission to help 25% of the world's population with their personal finances. Islamic Finance Guru (IFG) is an Islamic finance comparison and analysis site that helps people with their investment, personal finance and entrepreneurial journeys. We do this for one reason: to make our community better-off. We want to take Muslims from being among the poorest in society to the richest. We think that this is the most effective way to deal with problems like discrimination, under-representation and poverty. For more about the team visit: https://www.islamicfinanceguru.com/ab... -------- 🌍 Our website / blog - https://www.islamicfinanceguru.com 🙆🏻‍♂️ Our investment arm, Cur8 Capital - https://cur8.capital To get 📕 Islamic Wills in the UK - http://wills.islamicfinanceguru.com/ 👨🏼‍🏫 Our Investing Courses - https://www.islamicfinanceguru.com/co... 🎙Our weekly podcast - https://www.islamicfinanceguru.com/po... 👔 Linkedin:   / islamicfinanceguru   🐦 Twitter -   / ifguru   📕 Facebook -   / islamicfinanceguru   📸 Instagram -   / islamicfinanceguru   -------- Our most popular videos: How to invest like the 1%:    • Invest Like The 1% - Copy Their Secre...   Is Share Investing Haram or Halal?    • Is Share Investing Halal or Haram?   -------- Get in Touch: If you’d like to talk or have any questions or requests, we’d love to hear from you. Tweeting @IFguru directly will be the quickest way to get a response, but if your question is more complex, feel free to drop us a line on our Forum http://forum.islamicfinanceguru.com/ - we and the muftis on the forum try to respond to every one! #islamicmortgage #mortgage #shariacompliant #halal #islamicfinance #ifg #halalmortgage #yusufalqaradawi #fatwa