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This video discusses why more people file for Social Security at 62 than at any other age. It covers several very good reasons (and one very bad reason) for this decision. Importantly, the video crushes some of the myths as well as highlights some blind spots that many retirees have when deciding when to take Social Security retirement benefits. DATA DISCUSSED IN THIS VIDEO Should You Take Your Social Security at Age 62 and Invest it? • Should You Take Social Security at Ag... Congressional Research Service, Social Security Retirement Age https://crsreports.congress.gov/produ... Federal Trade Commission, Consumer Debt Advocacy Webpage https://consumer.ftc.gov/credit-loans... 00:00 Introduction 00:47 Congressional Research Service Report - The Social Security Retirement Age 01:26 Why Do 3X More People File for Social SEcurity at Age 62 than at Age 70 02:16 Reason #1 for Filing for Social Security at Age 62 03:11 Social Security as a "Defined Benefit Plan" 03:37 Social Security as an "Insurance Policy" 04:07 The Social Security "Experiment" from 2015 04:59 Reason #2 For Filing for Social Security at Age 62 06:26 Reason #3 For Filing for Social Security at Age 62 07:25 Reason #4 For Filing for Social Security at Age 62 14:41 Reason #5 For Filing for Social Security at Age 62 FREE Retirement Ready Checklist: https://HolySchmidt.com/Checklist/ Holy Schmidt Book Club: https://holyschmidt.com/book-club/ Important Links: Follow Me on Instagram: / the_schmidtlist Geoff's Facebook Page / geoffreymschmidt Federal Reserve Board Survey of Consumer Finances: https://www.federalreserve.gov/econre... Social Security Administration Application for Benefits https://secure.ssa.gov/iClaim/rib Current Social Security Cost of Living Adjustment https://www.ssa.gov/cola/ Social Security Payment Estimator https://www.ssa.gov/benefits/retireme... THE CHANNEL’S MOST POPULAR VIDEOS Should You Take Social Security at Age 62 and Invest it? • Should You Take Social Security at Ag... 7 GOOD REASONS to File for Social Security Benefits at Age 62 • 7 GOOD REASONS to File for Social Sec... Average Retirement Savings by Age 60. Are You Almost Ready to Retire?!? • Average Retirement Savings by Age 60.... The BEST AGE to File for Social Security Retirement Benefits • The BEST AGE to File for Social Secur... 3 Social Security "Little Known Facts" That Are REALLY Important • 3 Social Security "Little Known Facts... Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.