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Financial independence wasn’t an easy journey for Dr. Lakisha Simmons. Lakisha grew up in Indianapolis, born to teenage parents who didn’t have much. She spent the majority of her youth living at different family members’ houses, shopping bargains, and being content with having enough to get by. She started working at 14 years old and has fond memories of taking her paychecks to the bank so she could deposit them in her own checking account. When Lakisha hit some road bumps in her personal life, she put her children first and sold her home, started renting, and dove heavily into FI. She managed to hit a 60% savings rate as a single mother, thanks to her helpful side-income streams. Now, after almost 3 decades of working, she’s ready to retire, spending time with her children and teaching other women how they can do the same. ~~~~ Help Scott Out On the BP Money Facebook Group: / 5688132451260646 ~~~~ Interview with The Millionaire Educator 👇 https://www.biggerpockets.com/blog/bi... ~~~~ Get Lakisha’s Book, The Unlikely AchieveHer: https://www.amazon.com/Unlikely-Achie... ~~~~ Get in Touch with Lakisha: https://www.lakishasimmons.com/ ~~~~ Follow Scott and Mindy on Instagram: @scott_trench or / scott_trench @mindyatbp or / mindyatbp Episode 207 Show notes at: https://www.biggerpockets.com/moneysh... 00:00 Intro 03:48 Reviewing Lakisha's Journey 07:19 Lakisha's Upbringing 12:56 Trading Debt for a Doctorate Degree 30:57 Budgeting, Saving, & Investing 33:01 403B & 457B 38:01 Keeping What Has Value in Your Life 42:13 Starting Side-Hustles 53:55 Famous 4