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Episode #492 Everyone tells you you’ll need millions to retire, let alone retire early. You hear it all over mainstream financial media, “You need FIVE million dollars” or “Three million dollars is enough, but you have to be frugal!” Even having half a million dollars in investments seems like a lofty goal for most Americans. Are these financial “experts” just out of touch with the everyday person? And if so, is there a way to retire with less than a million dollars? Surprisingly, yes! Wes Moss, certified financial planner, money educator, and author of the best-selling book "You Can Retire Sooner Than You Think," is here to show you that retirement isn’t that far away. Through some simple calculations, Wes enlightens us on how many Americans are already in the position to retire and why you don’t need many millions to live a comfortable post-work life. But that’s just the tip of this financial education iceberg. We get into a much deeper discussion with Wes about what a happy retirement really looks like and the key signs that you’ll live a satisfying retirement life. There are two main factors to a happy retirement, and if you haven’t been paying attention to them, you can almost guarantee you WON’T enjoy financial freedom when you achieve it. So, if you want a happier, healthier, wealthier, and longer retirement, stick around! Show Notes at: https://link.chtbl.com/Money ~~~~ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?... ~~~~ Join the BiggerPockets Money Facebook Group: / bpmoney ~~~~ Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch ~~~~ Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders ~~~~ Got a Money Tip to Share? Send Us an Email: [email protected] ~~~~ Past Episodes Mentioned in Today’s Show: Bill Bengen (4% Rule): https://www.biggerpockets.com/blog/bi... Motley Fool: https://www.biggerpockets.com/blog/mo... Michael Kitces: https://www.biggerpockets.com/blog/mo... ~~~~ Connect with Wes: Books: https://wesmossbooks.com/ Podcast: https://www.retiresoonerteam.com/podc... Radio: https://www.wsbradio.com/on-air/money... Retire Sooner: https://www.retiresoonerteam.com/ ~~~~ Want to Be a Guest on the BiggerPockets Money Show? Apply Here: Guests: https://www.biggerpockets.com/guest?u... Finance Friday: https://www.biggerpockets.com/finance... ~~~~ Connect with Scott and Mindy on BiggerPockets: Scott: https://www.biggerpockets.com/users/s... Mindy: https://www.biggerpockets.com/users/m... 00:00 Intro 01:44 Do You LOVE Your Job? 04:29 The Wave of “Unretired” 07:11 You DON’T Need Millions to Retire 14:18 How Much is “Enough” to Retire? 19:13 You Can Retire with WAY Less! 29:31 The Science of a “Happy Retirement” 39:57 More Money, More Happiness? 42:58 Connect with Wes! 43:26 Find Your “Core Pursuit"!