Скачать с ютуб The Complete Guide to Disability Insurance in Residency | OMA vs RBC vs PARO в хорошем качестве

The Complete Guide to Disability Insurance in Residency | OMA vs RBC vs PARO

🕒 Timestamps 🕒 0:00 Introduction and outline 2:47 When you DON’T need insurance 4:38 Most likely causes of disability 6:22 RBC vs. OMA vs. PARO 13:02 How much coverage do I need? 14:09 Riders to consider adding (A, B, C) 14:30 A) Cost of living Adjustment 15:25 B) Guaranteed Insurability Benefit/Future Income Option 16:35 C) Own Occupation vs Regular Occupation vs Any Occupation 21:59 Case study with comparative cost projections Hey Friends! Congratulations on the CaRMS match everyone! This is definitely a time to pause, reflect and celebrate with family and friends as you get ready for your next adventure. Enjoy every moment of it! That being said I remember last year LITERALLY right after the match we got BOMBARDED by a bunch of independent insurance brokers forcing us to get our life together and start thinking about disability insurance for physicians :’( To save you guys the time I had to put in to really wrap my head around this, I’ve decided to make this video, with the goal for it to CONTAIN EVERYTHING YOU NEED TO KNOW with regards to disability insurance as a resident. Of course, we’ll be gong over OMA vs RBC disability insurance, but I’ll also try to answer some of the basic questions like “do residents need disability insurance?” “is PARO disability insurance good enough?” “do I need disability insurance as a resident doctor? etc. etc. etc. Finally don’t forget to download the OMA vs. RBC disability insurance calculator adjusted for the interest rate on your LOC linked below! Once again congratulations and I hope this video makes your decision a little bit easier! Cheers :) 📊 Sign up to my e-mail list for your FREE Interest Adjusted OMA vs RBC Disability Insurance Calculator 📊 http://eepurl.com/hZUuBj 🔴Subscribe for more resident personal finance videos🔴    / @darrenchaimd   ✅ Let's Connect ✅ 📷 Insta: doctor.chai 🟦LinkedIn: www.linkedin.com/in/darren-chai-476186153/ DISCLAIMER: I am not a licensed financial advisor and this video does not constitute financial advice. Be sure to consult with your personal financial advisor and/or insurance representative prior to making any decisions with regards to your personal finances. This video is intended for educational and/or entertainment purposes only. This account is not affiliated with McMaster University, St. Joseph's Healthcare Hamilton, Hamilton Health Sciences or any other educational/healthcare institution. The opinions expressed in this video do not necessarily represent those of the aforementioned institutions.