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Possibility for fraud in mobile check deposits

Technology makes everyday errands easier, including banking, which can be done on your smart phone. Depositing a check can be done by using something called remote deposit capture. It’s basically uploading a picture of a check to your bank’s mobile app. Payees are supposed to destroy the hard copy of the check after it’s processed, but some still hold onto it and deposit it again, sometimes, months later. In the bank world, this is known as “double presentment,” which can be accidental or intentional. Lauren Hibberd told WCNC’s Jane Monreal, she wrote a $1000 check that was cashed twice. Because the $1000 check had been deposited twice, Hibberd’s account was out $2000. READ MORE: https://www.wcnc.com/article/money/mo...