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HOW TO BUDGET FOR 2024! how I track + plan my spending (budgeting for beginners!) | morgan yates

I'm finally sharing my budgeting template and ALL about how to budget for the new year! This video is designed for budgeting beginners who want a budgeting 101 crash course on creating savings goals, planning your spending, & tracking all of your money. I hope these tips on budgeting, saving money, & other financial tools I use are helpful! For me, budgeting has been empowering to understand where my money is going, and to help inform my financial decisions to ensure I'm spending my money in a way that aligns with my future savings goals. // GET THE FREE TEMPLATE by filling in your email here (it will be sent to you immediately): https://stan.store/morganyates (I actually got this template from my best friend Caroline whom some of you guys know, so thank you to her!) CAMERA GEAR: My camera: https://amzn.to/40x0JMF Camera lens I use: https://amzn.to/40Cjgay Mic I use: https://amzn.to/3DKqpvj Car Tripod: https://amzn.to/46d885A TIME STAMPS: 0:00 Welcome to Budgeting 101! What we're going through in this video... 1:07 Introducing my budget spreadsheet (& downloadable template) 2:01 Master page tracking / understanding where your salary is going & budgeting terminology 3:00 How to create realistic savings goals 3:55 How I track my ongoing savings categories 5:35 Introducing my monthly spending spreadsheet 5:48 Calculating your fixed costs 6:48 Determining your discretionary spending amount & creating category budgets 7:50 How I track & categorize each purchase using my budget template 9:51 Estimating future spending to plan for the month 10:39 My budgeting tips to get the most out of it 11:11 How I separate purchases from savings vs. from monthly budget 12:14 Additional financial tools we use: shared income/savings spreadsheet 12:56 Benefits of tracking monthly utility costs over time 13:27 How I make informed financial decisions through detailed tracking 14:24 Looking ahead to 2024... MY AMAZON STOREFRONT: https://www.amazon.com/shop/influence... WATCH MY MAIN CHANNEL:    / morganyatesvids   FOLLOW ME: Instagram | @morgan.yates TikTok | @morganlyates Pinterest |   / morganyates7   FTC: Some of the above links are affiliate links and I may earn a small commission from any purchases.