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Minimum Account Balance [MAB] Ka सच

Minimum Account Balance [MAB] Ka सच || bekifaayati #shorts #youtubeshorts #youtubepartner MAB is the average of all the closing-day balances in a given month. To calculate the MAB, you need to add each day's end-of-the-day balance and divide it by the number of days in that month. MAB = (Sum of all the EOD closing balances)/ (number of days in a month) Illustration Assuming, a bank asks that you maintain Rs 5,000 as average monthly balance: On July 1, the balance in the account is Rs 5,000. On July 12, withdrawal of Rs 4,000 takes place. EOD balance is Rs 1,000. On July 18, deposit of Rs 10,000 takes place. EOD balance is Rs 11,000. Summing up the EOD balances: For 11 days-from July 1 to July 12-sum of EOD balance will be Rs (5000*11) = Rs 55,000 From July 12 to July 18, sum of EOD balances will be Rs (1000*6) = Rs 6,000 From July 18 to July 31, sum of EOD balances will be Rs (11000*13) = Rs 1,43,000. Sum of all the EOD closing balances = Rs 2,04,000 Total number of days in July = 31 So, the minimum average balance will be 204000/31 i.e. Rs 6,580.64 You can maintain the MAB tactfully. Say, your monthly average balance requirement is Rs 5,000. You can either maintain that closing balance every day or have Rs 1,50000 on a single day. It means the same. =============================================================================== Follow our channels (bekifaayati) on Instagram:   / bekifaayati   ​​ Facebook:   / kifaayati​​   Linkedin:   / kifaayat   Twitter:   / bekifaayati​   =============================================================================== We Simply the World of Personal Finance! Subscribe Our Channel to Uncomplicate Your Financial Life    / bekifaayati