Скачать с ютуб How to Maximize Social Security Spousal Benefits в хорошем качестве

How to Maximize Social Security Spousal Benefits

James addresses a common concern for a couple approaching retirement through a listener’s question. Listener Rob plans to collect Social Security early at 62, raising questions about his wife’s retirement. Understanding Social Security strategies to avoid potential losses during retirement is important. James explains the intricacies of spousal benefits, detailing how they are calculated based on the primary earner's full retirement age benefit. Key Takeaways: -Wait until full retirement age to maximize spousal benefits -Primary earner must start to start collecting for the spouse to be eligible -Nuanced calculations involving the spouse's own retirement benefit Questions Answered: When should a spouse collect Social Security spousal benefits? How are spousal benefits calculated? ======================= Learn the tips & strategies to get the most out of life with your money. Get started today → https://www.rootfinancialpartners.com/ 🔔 Make sure to subscribe here to be notified for future videos!    / @rootfp   _ _ 👥 Make sure to connect with us on all socials below → https://beacons.ai/rootfinancialpartners ⏱Timestamps:⏱ 0:00 - A listener’s question 3:00 - Two SS options 5:17 - Spousal benefit amounts 7:24 - When spouses can collect 8:55 - Spousal + primary benefits 11:59 - Implications of collecting early 14:16 - The good news 16:00 - The key takeaways Other videos we think you'll like: About Root:    • Financial advisors with heart.   Worried about retirement? Start here:    • Worried About Retirement..Start With ...