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Is Myanmar’s financial markets serving the needs of the country? Hal Bosher argues they are not. In this concise and insightful talk, Hal analyses the lending and borrowing market in Myanmar today and how regulation should be relaxed for the system to function better. Hal moved with his family to Yangon in the fall of 2012 from Hong Kong. He spent the previous ten years with the World Bank Group mobilizing investment into frontier markets in Africa, the Middle East and Asia while living in Mauritius, Indonesia, Washington D.C. and Spain. A Canadian, Hal is Advisor to the Chairman and CEO of Yoma Bank as well as a co-founder of Wave Money, Myanmar’s largest mobile money business. He believes that financial technology (FinTech) will have a huge development impact in Myanmar. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx