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Why Employers Change Insurance Brokers and Benefits Consultants. $1.2 Trillion is spent every year by employer-sponsored health insurance plans in America. That's 28% of all US healthcare spending. Insurance brokers and benefits consultants have huge influence over how that $1.2T is spent. If 1) an employer's healthcare costs are high AND 2) there is a regulatory change AND 3) there is an economic recession... then more employers change their insurance broker or benefits consultant. These 3 scenarios occurred in 2010 and they may be happening again in 2023. Learn how to differentiate insurance broker 'Guard Dogs' who fight for their employer clients VS insurance broker 'Carrier Lap Dogs' who are misaligned with their employer clients. Sources: https://www.cms.gov/research-statisti... https://www.lawleyinsurance.com/healt.... AHealthcareZ is 400+ Healthcare Finance Educational Videos. 💥 BOOK: Check out Dr. Bricker’s Book 16 Lessons in the Business of Healing here: https://www.ahealthcarez.com/healthca... AHealthcareZ Viewers Include: Employee Benefits Professionals, HR, CFOs, Insurance Brokers, Benefits Consultants, Doctors and Nurses in Leadership Roles, Hospital and Health System Administrators, Health Insurance Carrier and PBM Professionals, Pharma and Med Device Professionals, Academic Professors and Students in Healthcare Administration and Public Health. 1.3 Million Views Across All Platforms in 2022. Visit AHealthcareZ.com to Subscribe to the Healthcare Finance Video Newsletter.