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#RBI #ShaktikantaDas #RBIGovernor #EconomicGrowth #FinancialStability The Reserve Bank of India (RBI) Governor, Shaktikanta Das, said that the central bank’s timely action has resulted in moderation of vulnerabilities in unsecured loans. While speaking at the Second Global Conference on Financial Resilience organised by the College of Supervisors, the RBI Governor said, “Our timely action resulted in slowing down growth of unsecured loans. If left unattended, vulnerabilities on unsecured loans could have become a bigger problem.” The RBI Governor also underscored the importance of maintaining robust credit assessment processes and risk management frameworks. He called on banks and non-banking financial companies (NBFCs) to strengthen their oversight mechanisms to mitigate risks associated with unsecured lending. “Pursuit of business growth is important, but it should never come at the expense of taking on unacceptable risks. Robust risk mitigants are essential for ensuring long-term success and resilience of a regulated entity as well as the overall financial system,” Das said. Unsecured loans, which are loans not backed by collateral, have seen a surge in demand. This increase has raised concerns within the RBI about the potential for higher default rates and the overall impact on the financial system. #RiskManagement #SustainableGrowth #EconomicPolicy #FinancialSecurity #RBI #CentralBank #PrudentGrowth #EconomicStrategy #RiskMitigation #GovernorStatement #FinancialPrudence #EconomicDevelopment #GrowthAndStability ----------------------- Thank You for watching! Do not forget to Like | Comment | Share ----------------------- About the channel Watch us for the best news and views on business, stock markets, crypto currencies, consumer technology, the world of real estate, bullion, automobiles, start-ups and unicorns and personal finance. Business Today TV will also bring you all you need to know about mutual funds, insurance, loans and pension plans among others. Follow us at: Website: https://www.businesstoday.in WhatsApp: whatsapp.com/channel/0029Va4Hd309hXFCqY62yD2I Facebook: / businesstoday twitter: / business_today Instagram: / business_today