Скачать с ютуб How to Save Income Tax on Capital Gains | Tax Harvesting in Mutual Funds (Hindi) в хорошем качестве

How to Save Income Tax on Capital Gains | Tax Harvesting in Mutual Funds (Hindi)

How to Save Income Tax on Capital Gains | Tax Harvesting in Mutual Funds (Hindi) In this video by FinCalC TV we will see how to save income tax on capital gains from STCG (short term capital gains) and LTCG (long term capital gains) when we invest in stocks or equity mutual funds in hindi. Tax on STCG is 15% on profits and tax on LTCG is 10% on profits above Rs. 1 Lac in financial year. SIP Calculator Online: https://fincalc-blog.in/mutual-fund-s... SIP & Mutual Funds Playlist:    • Mutual Funds for Beginners   All Excel calculators videos:    • All EXCEL Calculators   JOIN Telegram Group: https://t.me/fincalc_tv CHAPTERS: 00:00 Save Income Tax on Capital Gains Intro 00:13 Types of Capital Gains in India 00:22 What is STCG? 00:33 What is LTCG? 00:51 Income Tax on STCG & LTCG Examples 02:37 Tax Harvesting on LTCG Examples 11:07 Things to remember during Tax Harvesting 12:45 Save Income Tax on Capital Gains Outro Best Mutual Funds:    • Best Mutual Funds to Invest in 2022 |...   DOWNLOAD ANDROID APP "FinCalC": https://play.google.com/store/apps/de... Save Income Tax on Capital Gains: Tax on STCG is 10% on profits you make on financial year, and tax on LTCG is 10% on profits above Rs. 1 Lac in financial year. The limit of Rs. 1 Lac can be used efficiently to save income tax on capital gains also called as tax harvesting loss. We are liable to pay tax on such capital gains we get by selling stocks on equity mutual funds on financial year basis (April to March cycle). Types of Capital Gains in India There are 2 types of capital gains in India: 1. STCG or short term capital gains: when you hold stocks or equity mutual funds for less than 1 year and you make profits by selling them, the profits made are called short term capital gains. 2. LTCG or long term capital gains: when you hold stocks or equity mutual funds for more than 1 year and you make profits by selling them, the profits made are called long term capital gains. We have to pay income tax on such gains apart from our regular income tax. What is STCG tax rate? Profits made via STCG is taxed at 15%, irrespective of your Tax bracket. What is LTCG tax rate? Profits made via STCG is taxed at 10% on profits above Rs. 1 Lac in FY, irrespective of your Tax bracket. Things to remember during Tax Harvesting: 1. Exit load: We have to consider exit load on mutual funds while selling them as some mutual funds apply some penalty as exit load on % of your holding while you sell them within 30 days or 1 year. 2. Lump sum Investment: When we sell to book profits and buy back same stocks or mutual funds (buy back) we have to make sure that specific mutual fund allow the lump sum investment. Some mutual funds do not allow lump sum investing but only allow SIP 3. Tax Harvesting is a good opportunity to switch from regular mutual fund to direct mutual fund #IncomeTax #MutualFunds #TaxHarvesting #CapitalGains #FinCalC ============================ LIKE | SHARE | COMMENT | SUBSCRIBE Mujhe Social Media par FOLLOW kare: Facebook :   / fincalctv   Twitter :   / fincalctv   BLOG: https://fincalc-blog.in Telegram: https://t.me/fincalc_tv Instagram:   / fincalc_tv   ============================ MORE VIDEOS: SIP Excel Calculator:    • SIP Returns Excel Calculator| SIP vs ...   Income Tax Calculator:    • How To Calculate Income Tax FY 2021-2...   Loan EMI Calculator:    • Home Loan EMI Calculator Excel with P...   20 Years SIP Calculator:    • 20 Years SIP Returns Excel Calculator...   Loan EMI Prepayment Calculator:    • Home Loan EMI Prepayment | How to Sav...   ============================ DISCLAIMER: Examples and demo used are for Illustration purpose only and might not cover every detail of examples shown. It is advised to seek professional help before taking any financial decisions. The owner of this channel shall not be liable in any way.