Скачать с ютуб இந்த தப்ப செய்யாதீங்க💥Major Car Buying Mistakes That Keep You Poor 💥Car traps explained! в хорошем качестве

இந்த தப்ப செய்யாதீங்க💥Major Car Buying Mistakes That Keep You Poor 💥Car traps explained!

#carinfotamil #tatamotors #hyundai #marutisuzuki #toyota #mahindra #kia #honda #tamilautonews Car buying is an emotional decision for many of us.especially for first time car buyers.But there is an unfortunate trend going where the first time car buyers and middle class is trapped in search of buying a better car for long term. To make it clear we will give 5 examples Eg.few years ago people spend lakhs of rupes for top end to get 6 airbags nowadays 6 airbag is standard in entry level cars People spend for big touchscreen system and say future proof now connected infotainment is a norm Reverse camera is the top end feature we need over reverse parking alert.so we spent more money now 360 degree camera is a norm People went for cruise control for trouble free highway rides now adaptive cruise control and ADAS Sunroof become panoramic we can say countless examples. All these things clearly indicate there is no future proof car.if you check a 5 year old AUDI BMW which will have much lesse features than creta But people spending enormous money for features. Also earlier there will be only base mid and top variants nowadays cars with as many as 30 variants. Now please understand car is a depreciating asset.any money invested on the car is going to lose its value drastically. One side car manufacturers are fancying the features other side government is increasing tax day by day Remember you are paying tax insurance for the higher price Buying a new car on a loan is the most common practice but it could also be a trap if you are not financially educated. Over 75% of people buy new cars on loans. It is an accepted and common practice. However, most people don’t understand the banking principles behind the entire loan process. That is why it becomes crucial to inform yourselves about the repayment method of any loan in general, and car loan in particular. When people generally go to buy a car on loan, they often end up taking the EMI tenure for the longest possible duration. Firstly, that is a terrible blunder. You will end up paying interest which would be even more than the principle itself. That is not a smart move since you are already investing in a depreciating asset. On top of that, there are maintenance and running costs associated with vehicles too. Thereafter, most people think that they would foreclose the loan when they get a bonus and lumpsum amount from somewhere. But that is, again, a grave mistake. What happens during the loan repayment cycle is that the banks direct the major component of your EMIs toward the interest during the first few years. Hence, you would have already paid a large chunk of the interest applicable for a loan of 7 years within the first couple of years. If you decide to foreclose the loan after, let’s say, the fourth year, there is not much benefit to you. The same is the case with partial payments. So to avoid getting trapped. Sit and decide whether we need a car first.do we really need a car cities having ola uber saves time and parking charges If you really need a car please write down you needs and choose the car/variant accordingly and invest in some other things to avoid in such traps How much you spend for a car leave this in the comment