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It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to [email protected]. Today, we are looking at TBM Family member Meghan's information. Meghan is a single mom who lives in Maryland. She works two jobs and has had an issue using payday loans in the past. She struggles with spending and she wants to start saving for multiple savings goals. CHAPTERS: 00:00 Introduction 02:09 Why & Personal Story 03:26 Income 04:04 Fixed Expenses 04:47 Variable Expenses 05:43 Debt 06:11 Savings Goals 07:21 Budget By Paycheck Method 10:49 Different Savings Goals 12:09 My Recommendations ➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj ➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp ➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5 ➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF ABOUT ME Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington. YOU CAN FIND ME AT: 📝 WEBSITE: https://www.thebudgetmom.com 📘 FACEBOOK: / thebudgetmom 📸 INSTAGRAM: / thebudgetmom 📌 PINTEREST: / thebudgetmom GET STARTED ➡️Start Here: https://www.thebudgetmom.com/start-here/ ➡️Free Email Course: https://bit.ly/2UYgNFf ➡️Free Resources: https://bit.ly/2PDmTHz ➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n