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Worried About Traveling with Medicare?

Essential Guide to Medicare Travel- Planning on travelling abroad and wondering how Medicare will work for you? In this video, we'll discuss navigating Medicare while travelling internationally and provide important information on Medicare coverage outside the US. From foreign travel coverage to how to access care while abroad, we've got you covered! Call iHealthBrokers at 888-410-0344. our services are 100% FREE =================================== 0:00 Intro 0:52 Original Medicare 3:33 Medigap 5:30 Medicare Advantage 7:16 Final Thoughts Navigating Medicare while traveling is impacted by whether you have Original Medicare alone, Medicare plus Medigap or Medicare Advantage. So we are going to discuss all of those options. Also, remember if you take prescriptions, it is best to get a 90 day supply when possible if traveling to avoid any hiccups. Original Medicare is Part A and Part B. Part A is your inpatient or hospital insurance and Part B is for basically anytime you see a doctor. A wonderful thing about Medicare is that there are no networks. And somewhere around 98% of doctors accept Medicare. There is also no need for PCP or referrals to see a specialist. So, it is very easy to travel domestically with Original Medicare. Traveling abroad is an entirely different story! Medicare really does not cover out outside of the United States. So what are your options? First, check with your credit card company. Some may offer limited emergency benefits when you are abroad. But don’t just take that they offer “travel insurance” for granted. Make sure you understand the details of exactly what is covered. If you are travelling abroad, you have the choice between short term and long term travel insurance. Your insurance needs depend upon the length of your travels. Short term travel insurance is for your average vacationer. This type of insurance is really only going to cover medical emergencies. For example: Emergency Medical Expenses i.e. a broken bone needing x-rays Emergency Dental i.e. a chipped tooth Medical Evacuation i.e. airlifting after a major event Accidental death or dismemberment You can choose between comprehensive travel insurance or a travel medical plan. You can even get multi-trip coverage. If you’re going to be away from home long term, you’ll need a different type of plan. Obviously, you’ll need coverage for more than just medical emergencies. These types of plans are known as travel major medical plans and are intended for people who will be travelling for more than six months. These types of plans are much more similar to traditional health insurance plans. Because these are like traditional plans, they’ll be a little more expensive and offer more coverage. You’ll need to be aware of things like: Deductible & Premiums Geographic Coverage Benefits & Exclusions For more coverage domestically and abroad, you can also supplement your Medicare coverage with a Medicare Supplement Plan. Now the good thing is that for domestic travel, even though Medigap is offered by private carriers, there are still no networks. So, if your doctor accepts Original Medicare, they accept your Medicare Supplement Plan. Additional same rules of Medicare apply (no PCP, no referrals). So, these plans will still allow you the ultimate flexibility when traveling and domestically and they offer international travel benefits as well. Another option with Medicare is to forego Original Medicare and replace it with Medicare Advantage. Now the issue with Medicare Advantage plans is that they basically function like insurance that you’ve had in the past. If you have an HMO, your domestic travel options may be a little limited. Your plan may only cover you in a certain area (except of course in the case of a true medical emergency). A PPO will offer you much more flexibility to travel domestically. As far as international travel, that’s really up in the air. Some plans may offer international travel benefits, some may not. So make sure to check the terms of your plan carefully. Do you have any exciting travel plans for retirement? Let us know in the comments below! If you have any further questions, please feel free to contact us here at iHealthBrokers at 888-410-0344 or https://ihealthbrokers.com/ 👇SUBSCRIBE TO iHealthBroker's CHANNEL NOW👇 https://www.youtube.com/channel/UC5jc... ★☆★CHECK OUT OUR OTHER VIDEOS★☆★ Marketplace Insurance    • Marketplace Insurance: Signing Up for...   Short Term Insurance    • BEST KEPT SECRET IN HEALTH INSURANCE!...   How to Save Money on Health Insurance    • Save MONEY on HEALTH INSURANCE: YOU'R...   Dental Insurance    • Dental Insurance: How to Get the Best...   =================================== ★☆★CHECK US OUT ★☆★ WEBSITE: https://ihealthbrokers.com/ PHONE NUMBER: (888) 410-0344 F A C E B O O K:   / ihealthbrokers   =================================== Give us a call or leave a comment below and we'll do our best to help! Make sure to "Like" and "Subscribe" today!