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Why Everyone is BROKE

15 reasons why people are broke 64% of Americans are living paycheck to paycheck and 54% of Americans don't have enough money to cover a $1,000 emergency expense. Why is it that so many people do not have enough money to live? I think there are two main reasons: 1. People are not making enough money. 2. People are not managing their money correctly. I think the problem is very deep and it is a mix between the two, but in this video I want to focus on the second reason because I think one of the main problems is that people are not managing their money correctly. As we become more advanced as a species, the cost of living goes up, but it doesn't have to be as expensive as many people make it out to be. In this video, I talk about "15 Reasons Why People Are Broke." Reason 1: The World is Becoming Dystopian All people want in life now is convenience and pleasure, which is making the world very dystopian. There is an app that will take away any pain and convenience in your life, but these are bad for society and leave you broke. Reason 2: The Man and His Tricks The Man is the establishment put in place to bring us down. The man has many tricks that usually involve shiny, expensive possessions to keep you in debt and make you broke. Reason 3: People Don't Take the Time to Understand Money People spend their whole lives trying to make money, but don't take a second to understand money. If you spend some time understanding money you won't need to spend as much time making money. Reason 4: To Justify Hard Work Many people work extremely hard, long hours and so when they finish work they need to justify all their hard work by spending money. If you spend less money you won't need to work as hard. Reason 5: They Don't Care About Money The less you care about money, the more you are going to have to worry about it. Care enough to understand it and respect it and it won't be as important to your life. Reason 6: It's More Expensive to be Broke When you don't have the money to pay for something up front, money becomes more complex. You have interest, fees, and monthly payments. Save and buy things in full because it is much cheaper that way. Reason 7: The Rich Mentality Many people think that having money means spending everything. The average millionaire does not have fancy cars and big houses, but respects money and uses it to enhance life. Reason 8: They Celebrate Christmas Everyday People like to open presents and a company called Amazon has made it possible to get a package to your door every day like a little present. Just like Christmas presents, most of the time these just get put away and you are left with less money. Reason 9: Lack of Contentment Our society fails to teach us how to be content. We are constantly upgrading things and seeking happiness externally which is an expensive habit. Reason 10: They Throw Money Away People spend a lot of money buying things for the excitement of the purchase. There is a lot of excitement involved in the purchase, but most of the time the excitement fades away and you are left with clutter and less money. Reason 11: The Don't Have a Balance Life is about having a balance. You can't save all your money thinking times will be better, but you can't spend all your money and live paycheck to paycheck. It's important to have a balance. Reason 12: Lifestyle Adjustments As we get older, we generally start to spend more money because our standards get higher. People, however, will go to an extreme and base their spending off their salary, but when you do this you are often living paycheck to paycheck. Reason 13: No Budget You can't live by chance, you have to budget your money so you know where it is going. Create a budget so that you will live intentional and not by chance. Reason 14: Bigger is Better In the US, we are told that bigger is better. Big houses, big cars, and big portions. Bigger is often unnecessary and costs a lot more. Don't feel the need to constantly get bigger things. Reason 15: Constantly Treating Themselves A treat stops being a treat when you have it all the time. People spend too much money when treats stop becoming treats. Buy treats on occasion instead of all the time. *None of this is meant to be construed as financial advice, it's for entertainment purposes only. Past performance is not indicative of future results. Austin Williams does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed. Strategies or investments discussed may fluctuate in price or value. Investments or strategies mentioned may not be suitable for you.*