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Is 0% Utilization Bad For Your Credit Score?

Welcome to my MissBeHelpful channel! In this video I address 2 important things to consider when thinking about utilization, and specifically 0% utilization. Watch to find out if you're helping or hurting your score when you have a zero balance on your credit card! More from MissBeHelpful: How to Improve Your Credit Score FAST:    • Improve Your Credit Score QUICKLY! (C...   Common Credit Card Myths:    • Common Credit Card Myths - Don't Be F...   5 Things to Consider When Applying for New Credit Cards:    • 5 Things to Consider When Applying fo...   Credit Card Rewards… Do’s and Dont’s:    • Credit Card Rewards: Do's and Dont's   Become an Expert at Reading Your Credit Card Statement:    • How To Read Your Credit Card Statemen...   How To Improve Credit With Limited or No Credit History:    • How To Improve Credit With Limited Or...   Best New Way To Improve Credit - No Credit Card Required:    • Best NEW Way To Improve Credit - NO C...   How I Use the Grace Period to Avoid Paying Interest:    • How I Use the Grace Period to Avoid P...   How To Earn Rewards Without Hurting Your Credit Score:    • How To Earn Rewards Without Hurting Y...   Why I Don't Care About A Perfect Credit Score & You Shouldn't Either:    • Why I Don't Care About A Perfect Cred...   Should I Close Old Credit Cards?:    • Will Closing A Credit Card Lower My C...   What is APR?:    • How Does Credit Card APR Work?   When Should You Get Your First Credit Card?:    • When Should You Get Your First Credit...   Can I Keep My Oldest Card Without the Annual Fee?:    • Can I Keep My Oldest Card Without The...   Which Credit Cards Do I Have + WHY?:    • Which Credit Cards Do I Have + Why?!!!   How Many Credit Cards Should You Have?:    • How Many Credit Cards Should You Have?   How Authorized User Status Might Improve Your Credit Score:    • How Authorized User Status Might Incr...   7 Reasons Your Credit Score Might Drop!:    • 7 Reasons Your Credit Score Might Dro...   How to Manage Many Different Credit Cards!:    • How To Manage Many Different Credit C...   How to Upgrade Your Credit Card With a Product Change:    • How To Upgrade Your Credit Card With ...   Why Does It Take So Long to Fix Your Credit??:    • Why Does It Take So Long To Fix Your ...   When to Pay Your Credit Card Bill and Increase Your Credit Score:    • When To Pay Your Credit Card Bill And...   Let’s connect: PATREON:   / missbehelpful   FACEBOOK:   / missbehelpful   INSTAGRAM:   / missbehelpful   BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!